Your ability to earn an income is one of your most valuable assets—and K2 Capital Management PLLC is here to help you protect it. With our comprehensive Disability Insurance solutions, you can safeguard your finances in the event of an illness or injury that prevents you from working. Whether you're self-employed, part of a growing business, or supporting a family, we offer flexible coverage designed to give you peace of mind and financial security.
Disability insurance provides a portion of your income if a medical condition, accident, or long-term illness keeps you from working. While many people insure their homes and vehicles, they often overlook the risk of losing their income—yet it’s one of the most common and financially devastating events that can happen during a working lifetime.
There are two main types of coverage:
Short-Term Disability Insurance – Offers income replacement for temporary disabilities, such as surgery recovery or pregnancy leave.
Long-Term Disability Insurance – Covers more serious injuries or illnesses that prevent you from working for an extended period—or even permanently.
💼 Customized Plans – Choose the benefit period, waiting period, and monthly benefit that fits your income and lifestyle.
💲 Competitive Rates – Get high-quality protection at an affordable monthly premium.
🧑💼 Expert Guidance – Our team helps you understand your options and select the right policy for your personal or professional needs.
🛡 Reliable Carriers – We partner with top-rated insurance providers to ensure dependable, long-term coverage.
Whether you’re a professional, business owner, freelancer, or full-time employee, we offer tailored solutions that fit your goals and your budget.
Individuals who rely on their income to cover essential expenses
Business owners who want to protect their livelihood
Self-employed professionals with no employer-provided benefits
Families who depend on a single or primary income earner
Disability insurance is especially critical for those without large emergency savings or who want to avoid dipping into retirement accounts during times of health-related hardship.